Fintecture

The safer immediate transfer. Free up your business. Seamless transactions to reduce your costs. A smooth experience to increase your conversion rate. No sensitive data collected for absolute security.

Source: https://www.fintecture.com

Features

Integration type

Redirection

Tokenization

No

Payment Flow

1-step payment flow : Capture

2-step payment flow : Authorization + Capture

3-step payment flow : Pending Authorization + Authorization + Capture

Additional features

Information request and CIT

MIT

Server-to-server

How to test?

info

You can use Monabanq and default credentials to validate your payment.

Data Mapping & Mandatory Fields

Below is the mapping between your Create Session request and the fields expected by this payment method.

Purse Session field	Mandatory
amount	Yes
order.redirection	Yes
order.reference	Yes
order.currency_code	Yes
customer.reference	No
customer.last_name	Yes
customer.billing_address.address_lines	Yes
customer.billing_address.city	Yes
customer.billing_address.postal_code	Yes
customer.billing_address.country_code	Yes
customer.billing_address.email	Yes
shipments.shipping_address.first_name	No
shipments.shipping_address.middle_name	No
shipments.shipping_address.last_name	No
shipments.shipping_address.email	No
shipments.shipping_address.phone	No

Payment Labels

Label	Method	Payment type
fintecture	instantpayment	primary (instant bank transfer)

Actions

Action	Mandatory fields	Optional fields
APPLY	-	-

Status

PSP status	State	Code	Description
sent	SUCCESS	SUCCEEDED	The payment is being processed and the bank does not return settlement information
ERROR	ERROR	FAILED	Failed operation
SUCCESS	SUCCESS	SUCCEEDED	Successful operation
pending	WAITING	SUCCEEDED	The payment is pending for execution (in the case of deferred payments)
accepted	WAITING	SUCCEEDED	The payment was accepted by the bank
rejected	ERROR	REJECTED_BANK	The payment has been rejected
completed	SUCCESS	SUCCEEDED	The payment settlement is completed
authorized	WAITING	SUCCEEDED	The payer has authorized the payment
processing	WAITING	SUCCEEDED	The payment is being processed
sca_required	WAITING	SUCCEEDED	The payer got redirected to his bank and needs to authenticate
payment_error	ERROR	FAILED	The payment has failed for technical reasons
INVALID_ACTION	ERROR	BAD_REQUEST	Workflow error
refund_aborted	ERROR	FAILED	The refund has been cancelled
refund_created	SUCCESS	SUCCEEDED	The payment has successfully been refunded
refund_pending	WAITING	SUCCEEDED	The refund is pending for the TPP initiate refund
payment_created	SUCCESS	SUCCEEDED	The payment has been successfully created
payment_pending	WAITING	SUCCEEDED	The payment is currently pending or in the process of being created
payment_waiting	WAITING	SUCCEEDED	The request to pay has been generated and is waiting for payer
refund_accepted	WAITING	SUCCEEDED	The refund has been accepted by the PSU and the account has been identified
refund_initiated	WAITING	SUCCEEDED	The refund has been successfully initiated by the TPP
provider_required	WAITING	SUCCEEDED	The payment has been prepared
refund_unsuccessful	ERROR	FAILED	The refund payment initiation has been unsuccessful
payment_unsuccessful	ERROR	FAILED	The payment was rejected by either the payer or the bank
request_to_pay_initiated	SUCCESS	SUCCEEDED	The request to pay has been successfully initiated by us
request_to_pay_unsuccessful	ERROR	FAILED	The request to pay initiation has been unsuccessful